Following a motor vehicle accident in which you suffer injuries, you may be surprised to find out that the driver who caused the accident doesn’t have insurance. Some statistics indicate that up to 10% of drivers on average drive without the minimum insurance coverage. This means that you can’t file a personal injury claim with the driver’s insurance company, simply because the driver doesn’t have an insurance company. Fortunately, all Wisconsin drivers are required to have some degree of uninsured/underinsured insurance coverage in place. This means that your own insurance company will be responsible for at least some of the damages that you have suffered as a result of the accident.
Wisconsin law requires drivers to maintain uninsured/underinsured insurance policies that provide for at least $25,000 for injuries to one person, and $50,000 in coverage for the total injuries suffered in the accident. Assuming that you have this coverage in your insurance policy as required, your insurance company will pay for your accident-related damages up to the policy limits, if necessary. Sometimes, however, your insurance company may not be so cooperative in covering your damages, and you may need the assistance of a personal injury attorney to get all of the damages that you are entitled to from the insurance company. These damages might include expenses such as medical bills, ambulance bills, physical therapy costs, and hospital bills, as well as any other injuries that you have suffered as a result of the accident at issue.
Additionally, if a driver who causes an accident cannot show proof of the required insurance coverage, then the Department of Motor Vehicles (DMV) will suspend his or her driver’s license. However, a driver can avoid a license suspension in three situations:
When a driver negligently causes an accident resulting in injuries to you, the fact that he or she is uninsured may limit your legal recourse through a personal injury case. The exact consequences from an accident with an uninsured driver may differ substantially depending on the details of your case. For more information about how to properly handle your personal injury claim, contact the Wisconsin personal injury lawyers of Boller & Vaughan today.
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We live in Friendship, Wisconsin, and Boller & Vaughan came to our doorstep to discuss our mother’s wrongful death claim on a Saturday morning. Not only were we pleased with the large recovery, we were so thankful to have lawyers who were willing to explain to us every twist and turn along the way. It is great to know there is a law firm that will fight for the rights of elderly people all over Wisconsin.
Mr. Boller and Ms. Vaughan were incredible in working on my case and my daughter’s case. I was out of work and in the hospital with a new baby. Mr. Boller and Ms. Vaughan protected our rights and it was a pleasure to work with them. I hope never to be in another motor vehicle accident, however, if I am and I am injured, I will contact Boller & Vaughan immediately.
I was referred to Michelle through a friend. I have never had a better experience. It took a little over a year to get my settlement but the staff there stayed in constant contact and kept me in the loop. Oh, and Michelle actually got me MORE money than we discussed. I will refer anyone to this firm. Words cannot do justice the thanks that I have for Michelle and her staff (Mary especially) thank you guys so much!
After my husband died as a result of a motor vehicle accident, Boller & Vaughan spent countless hours talking with me, meeting with me in person, and making sure that I was okay. The drunk driver who hit us did not have any insurance, and we had to make a claim through our own insurance. Boller & Vaughan was fantastic at explaining the law to me and the handling of our claims.
After my son was injured in a daycare setting, Ms. Vaughan took the time to thoroughly investigate our case and my son’s injuries. Michele was approachable and had answers to our questions. Talking with her helped to relieve many of our anxieties.