The state of Wisconsin, like almost every other state, requires all drivers to carry at least a minimum amount of motor vehicle insurance to cover medical costs and property damage if an accident should occur. In fact, if you are a driver who is involved in an accident, the Wisconsin Division of Motor Vehicles (DMV) will check to make sure that all drivers involved are insured. If you don’t have insurance in this situation, the DMV will suspend your driver’s license and motor vehicle registration. Despite these risks, however, many drivers allow their insurance policies to lapse or simply do not purchase insurance coverage as required.
The minimum liability insurance coverage that you can maintain in the state of Wisconsin is $10,000 for property damage, $25,000 for injury or death to one person, and $50,000 for injury or death to more than one person. Additionally, every driver must maintain uninsured motorist coverage in the amount of $25,000 per person and $50,000 per accident. When you get into an accident with an uninsured driver, then, you may have to look first to your own insurance policy for coverage. This situation is precisely why Wisconsin law requires all drivers to maintain uninsured motorist coverage.
In most cases, a negligent driver is responsible for any damages or injuries that occur when he or she causes an accident. For an insured negligent driver, the injured party would look to the driver’s insurance company for coverage. When a negligent driver is uninsured, however, it may be much more difficult to obtain compensation from him or her, particularly if the driver does not own significant assets. Nonetheless, it is still important to seek the counsel and advice of a personal injury attorney if you are in this situation. It may be that there are other potential parties in your situation who may be liable for your injuries.
Recovery for damages from an uninsured or underinsured driver can be a difficult legal process for injury victims to understand. Having a skilled and experienced personal injury attorney on your side to help you navigate the legal system is an essential piece of obtaining compensation for your losses. For more information about how to properly handle your personal injury claim, contact the Wisconsin personal injury lawyers of Boller & Vaughan today.
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We live in Friendship, Wisconsin, and Boller & Vaughan came to our doorstep to discuss our mother’s wrongful death claim on a Saturday morning. Not only were we pleased with the large recovery, we were so thankful to have lawyers who were willing to explain to us every twist and turn along the way. It is great to know there is a law firm that will fight for the rights of elderly people all over Wisconsin.
Mr. Boller and Ms. Vaughan were incredible in working on my case and my daughter’s case. I was out of work and in the hospital with a new baby. Mr. Boller and Ms. Vaughan protected our rights and it was a pleasure to work with them. I hope never to be in another motor vehicle accident, however, if I am and I am injured, I will contact Boller & Vaughan immediately.
I was referred to Michelle through a friend. I have never had a better experience. It took a little over a year to get my settlement but the staff there stayed in constant contact and kept me in the loop. Oh, and Michelle actually got me MORE money than we discussed. I will refer anyone to this firm. Words cannot do justice the thanks that I have for Michelle and her staff (Mary especially) thank you guys so much!
After my husband died as a result of a motor vehicle accident, Boller & Vaughan spent countless hours talking with me, meeting with me in person, and making sure that I was okay. The drunk driver who hit us did not have any insurance, and we had to make a claim through our own insurance. Boller & Vaughan was fantastic at explaining the law to me and the handling of our claims.
After my son was injured in a daycare setting, Ms. Vaughan took the time to thoroughly investigate our case and my son’s injuries. Michele was approachable and had answers to our questions. Talking with her helped to relieve many of our anxieties.