If you or a loved one is approaching the age of 65, you need to begin familiarizing yourself with dual Medicaid/Medicare coverage and what sorts of costs it will cover. There is a seven-month initial enrollment period for you to sign up for Medicare; for most people, your seven-month enrollment period usually extends from the three months prior to the month of your 65th birthday and for three months following the month of your birthday.
Once you have both Medicaid and Medicare coverage, you have access to some benefits that you didn’t have beforehand. Medicare Part D covers prescription drugs, plus you will automatically qualify for extra help with your prescriptions. If you have a relatively low income and few assets, you may qualify for help paying certain costs related to Medicare, such as Medicare Part B premiums, deductibles, and coinsurance. Depending on your income, you also may be eligible for one or more of four other programs to help pay your Medicare premiums:
The Medicare Savings Program in your state may differ to some degree, but they do exist in every state. As a result, you should contact the Wisconsin state Medicaid program for more information about what these programs can do for you.
The transition to dual Medicare and Medicaid coverage is not always smooth, so it is best that you have the information that you need if you are in this situation. Part of that insurance coverage may assist you with the costs of long-term care, depending on the situation. With long-term care also comes an increased potential for abuse and neglect. If you or a loved one is seriously injured as a result of elder abuse, or your family has suffered the loss of a loved one due to negligence by nursing home or assisted living facility staff, you may be entitled to compensation. At Boller & Vaughan, our Madison long-term care abuse and neglect lawyers can help you with these determinations, and support you through any legal claims that you may have.
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We live in Friendship, Wisconsin, and Boller & Vaughan came to our doorstep to discuss our mother’s wrongful death claim on a Saturday morning. Not only were we pleased with the large recovery, we were so thankful to have lawyers who were willing to explain to us every twist and turn along the way. It is great to know there is a law firm that will fight for the rights of elderly people all over Wisconsin.
Mr. Boller and Ms. Vaughan were incredible in working on my case and my daughter’s case. I was out of work and in the hospital with a new baby. Mr. Boller and Ms. Vaughan protected our rights and it was a pleasure to work with them. I hope never to be in another motor vehicle accident, however, if I am and I am injured, I will contact Boller & Vaughan immediately.
I was referred to Michelle through a friend. I have never had a better experience. It took a little over a year to get my settlement but the staff there stayed in constant contact and kept me in the loop. Oh, and Michelle actually got me MORE money than we discussed. I will refer anyone to this firm. Words cannot do justice the thanks that I have for Michelle and her staff (Mary especially) thank you guys so much!
After my husband died as a result of a motor vehicle accident, Boller & Vaughan spent countless hours talking with me, meeting with me in person, and making sure that I was okay. The drunk driver who hit us did not have any insurance, and we had to make a claim through our own insurance. Boller & Vaughan was fantastic at explaining the law to me and the handling of our claims.
After my son was injured in a daycare setting, Ms. Vaughan took the time to thoroughly investigate our case and my son’s injuries. Michele was approachable and had answers to our questions. Talking with her helped to relieve many of our anxieties.