How Much Long-Term Care Will I Need?

Long-term care is defined as the support and services necessary to meet an individual’s health and/or personal care needs over an extended period of time. The reality is that an individual who is turning 65 years of age today has nearly a 70% chance of needing some type of long-term care services in the remainder of his or her lifetime. Although one-third of individuals in this age group will never need long-term care, 20% of these individuals will need long-term care services for a period of five years or longer. Additionally, women tend to have a greater need for long-term care for a longer period of time (3.7 years) as opposed to men (2.2 years).

On the whole, older Americans are more likely to use long-term care services in the home as opposed to in a facility, such as a nursing home or assisted living facility. 65% of individuals use in-home long-term care for a period of at least two years, 59% of which is unpaid for at least one year. On the other hand, 42% of individuals use paid in-home care for less than one year. Only 37% of these individuals require long-term care through some sort of facility. More specifically, 35% of these individuals require one year of care in a nursing facility and 13%, less than one year of care in an assisted living facility.

While long-term care is a necessary part of life for many older individuals, there always is the risk of neglect or abuse at the hands of those caregivers who are entrusted with the care of these individuals. The nursing home neglect lawyers of Boller & Vaughan pride themselves on advocating on behalf of clients who have been neglected in some way while residing in a nursing home, assisted living facility, or other similar institution. We can seek compensation for you through the personal injury or wrongful death claim process, while you and your family can concentrate on healing, recovering from any trauma that you and your family might have experienced, and moving on with your lives. Don’t hesitate to call our office today and learn how we can help.