Covering your medical bills after a car accident is crucial for both your health and your financial future. The costs of diagnosis and treatment can add up quickly—and, for many accident victims, they can continue adding up for months, years, or even decades.
After a car accident, it is important to get the treatment you need. Depending on the circumstances involved, you may have various options for covering your medical bills and other expenses after a car accident. If the other driver (or a third party) was at fault in the accident, you may be entitled to compensation for your future medical expenses and other accident-related costs as well.
In most situations, car accident victims will have three primary options for covering their medical expenses in the immediate aftermath of the collision. These options are:
If you have health insurance, you are entitled to rely on your health insurance after a car accident in Wisconsin. This is true whether you pay for health insurance yourself; you have coverage through your employer; or you have coverage through Medicare, Medicaid, Tricare, or another government program.
If you have Medical Payments (MedPay) coverage under your auto insurance policy (or a family member’s policy), you can rely on this coverage as well. MedPay is “no fault” auto insurance, which means that you are entitled to coverage regardless of who was at fault in the collision. This is true even if you are to blame for your injuries.
If you don’t have a way to cover your medical bills after a car accident, you may be able to obtain the treatment you need by providing your healthcare provider with a letter of protection. This is a letter from your attorney that says your medical bills will be paid out of your settlement or verdict if you receive financial compensation.
If the other driver (or a third party) was at fault in the collision, you may be entitled to file a personal injury claim and seek financial compensation for your medical bills and other related losses after a car accident. In this scenario, you still have the options we just discussed; and, if you receive a settlement or verdict, the amount you receive will be used to cover your medical bills as follows:
Along with medical costs, car accidents can result in a variety of other financial and non-financial losses as well. For example, if you have a personal injury claim, you may also be entitled to compensation for your:
While these are the primary options for covering your medical bills (and other losses) after a car accident in Wisconsin, these aren’t necessarily the only options you have available. For example, if you were injured by a drunk driver, you may be eligible to file a claim under Wisconsin’s Crime Victim Compensation Program. Depending on your individual circumstances, you may qualify for Supplemental Security Income (SSI), Medicaid, and/or other government benefits as well. If necessary, our lawyers can help you explore these options—but our first priority will be to file a personal injury claim on your behalf if warranted.
If you’re concerned about paying medical bills after a car accident, you don’t have to figure it out alone. At Boller & Vaughan, we help accident victims understand their rights and pursue the compensation they need to cover medical expenses, lost income, and other accident-related losses. We can review your situation, explain your options, and help you take the next steps with confidence.
Contact the Madison car accident lawyers at Boller & Vaughan today online or at (608) 268-0268 for a FREE case evaluation. We proudly serve clients in Madison and throughout Wisconsin.
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We live in Friendship, Wisconsin, and Boller & Vaughan came to our doorstep to discuss our mother’s wrongful death claim on a Saturday morning. Not only were we pleased with the large recovery, we were so thankful to have lawyers who were willing to explain to us every twist and turn along the way. It is great to know there is a law firm that will fight for the rights of elderly people all over Wisconsin.
Mr. Boller and Ms. Vaughan were incredible in working on my case and my daughter’s case. I was out of work and in the hospital with a new baby. Mr. Boller and Ms. Vaughan protected our rights and it was a pleasure to work with them. I hope never to be in another motor vehicle accident, however, if I am and I am injured, I will contact Boller & Vaughan immediately.
I was referred to Michelle through a friend. I have never had a better experience. It took a little over a year to get my settlement but the staff there stayed in constant contact and kept me in the loop. Oh, and Michelle actually got me MORE money than we discussed. I will refer anyone to this firm. Words cannot do justice the thanks that I have for Michelle and her staff (Mary especially) thank you guys so much!
After my husband died as a result of a motor vehicle accident, Boller & Vaughan spent countless hours talking with me, meeting with me in person, and making sure that I was okay. The drunk driver who hit us did not have any insurance, and we had to make a claim through our own insurance. Boller & Vaughan was fantastic at explaining the law to me and the handling of our claims.
After my son was injured in a daycare setting, Ms. Vaughan took the time to thoroughly investigate our case and my son’s injuries. Michele was approachable and had answers to our questions. Talking with her helped to relieve many of our anxieties.
