Every state has different requirements for the minimum amount of motor vehicle insurance that you need to carry when you own a motor vehicle. Motor vehicle insurance policies cover you as the insured party, your spouse, other relatives living in your home, and anyone whom you give permission to drive your vehicle. Wisconsin’s financial responsibility law requires that you maintain the following types of coverage, at a minimum:
You can, of course, maintain an insurance policy with higher limits and more coverage, if you choose. If you buy a new vehicle by taking out a loan, then the loan company often will require you to maintain an insurance policy with significantly more coverage than the minimum coverage. Even if you don’t take out a loan, you may want more coverage to protect your investment in a new vehicle. If you purchase a new vehicle and then are involved in an accident two days later, your minimum required insurance policy may not be enough to pay for your vehicle, which will result in your losing all of the money that you paid for the vehicle.
The Department of Motor Vehicles (DMV) does not require that you produce proof of insurance when registering a motor vehicle or obtaining a driver’s license. The only exception is if the DMV requests it and it is required for you to reinstate your driver’s license after suspension or revocation. You will need to show your proof of insurance, however, at law enforcement’s request during traffic stops and accidents.
Boller & Vaughan are experienced Madison personal injury lawyers who know Wisconsin law and know how to effectively represent your interests in any personal injury claim stemming from a traffic accident, whether it involves a motorcycle, semi-truck, or a passenger vehicle. Contact our office today and learn how our attorneys can help ensure that you receive the compensation in your case to which you are entitled.
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We live in Friendship, Wisconsin, and Boller & Vaughan came to our doorstep to discuss our mother’s wrongful death claim on a Saturday morning. Not only were we pleased with the large recovery, we were so thankful to have lawyers who were willing to explain to us every twist and turn along the way. It is great to know there is a law firm that will fight for the rights of elderly people all over Wisconsin.
Mr. Boller and Ms. Vaughan were incredible in working on my case and my daughter’s case. I was out of work and in the hospital with a new baby. Mr. Boller and Ms. Vaughan protected our rights and it was a pleasure to work with them. I hope never to be in another motor vehicle accident, however, if I am and I am injured, I will contact Boller & Vaughan immediately.
I was referred to Michelle through a friend. I have never had a better experience. It took a little over a year to get my settlement but the staff there stayed in constant contact and kept me in the loop. Oh, and Michelle actually got me MORE money than we discussed. I will refer anyone to this firm. Words cannot do justice the thanks that I have for Michelle and her staff (Mary especially) thank you guys so much!
After my husband died as a result of a motor vehicle accident, Boller & Vaughan spent countless hours talking with me, meeting with me in person, and making sure that I was okay. The drunk driver who hit us did not have any insurance, and we had to make a claim through our own insurance. Boller & Vaughan was fantastic at explaining the law to me and the handling of our claims.
After my son was injured in a daycare setting, Ms. Vaughan took the time to thoroughly investigate our case and my son’s injuries. Michele was approachable and had answers to our questions. Talking with her helped to relieve many of our anxieties.