If you try to file an insurance claim on your own after a collision, there is a good chance that the insurance company will deny your car accident claim. This is especially true if you were injured in the accident and are trying to recover compensation for your medical bills and other injury-related losses.
Unfortunately, wrongful insurance denials are not uncommon. As a result, if the insurance company has denied your car accident claim, you should not assume this is the end of the process. However, you may need to act quickly to protect your legal rights; and, at this stage, it will be important to have an experienced car accident lawyer on your side.
With this in mind, what can (and should) you do if the insurance company has denied your claim after a car accident in Wisconsin? Here are five important steps you should take promptly:
You should collect any documentation you have that is related to your car accident claim. This includes mailed letters, emails, text messages, and direct messages you received through the insurance company’s app. It also includes any documentation that you submitted to the insurance company. To assist you with your insurance claim, your lawyer will need to have a clear and comprehensive understanding of everything that has happened to date.
Along with collecting documentation related to your insurance claim, you should also collect any documentation you have of the accident and your injuries. This may include things like:
The more documentation you can provide to your car accident lawyer, the better. Generally speaking, when you have a car accident claim, it is best to conduct a thorough investigation as soon after the accident as possible. Since your lawyer might not be able to gather certain types of evidence due to the amount of time that has passed, any evidence that is available could prove critical for establishing your right to coverage.
Another important step you should take is to write down everything you can remember about the insurance claim process so far. Take your time, and be as thorough and detailed as possible. Try to write down the answers to questions like:
These are just examples. You should write down anything that you think might possibly be relevant to fighting for the financial compensation you deserve.
While you can continue to fight for compensation on your own, practically speaking, you will need an experienced car accident lawyer on your side. Once you hire a lawyer to represent you, your lawyer will be able to take steps including:
Here too, these are just examples. Even if the insurance company denied your car accident claim, there may be steps that an experienced lawyer can take to help you seek coverage for your financial and non-financial losses.
Once you hire a lawyer to represent you, you should be prepared to work with your lawyer to hold the insurance company accountable. While your lawyer will be able to deal with the insurance company on your behalf, you will still play an important role in establishing your car accident claim—and you may need to make a variety of important decisions during the claim process.
It can feel overwhelming if the insurance company denies your car accident claim. If you need to know more about protecting your legal rights after a collision in Wisconsin, we encourage you to contact us right away.
Contact Boller & Vaughan today online or at (608) 268-0268 for a FREE case evaluation. We proudly serve clients in Madison and throughout Wisconsin.
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We live in Friendship, Wisconsin, and Boller & Vaughan came to our doorstep to discuss our mother’s wrongful death claim on a Saturday morning. Not only were we pleased with the large recovery, we were so thankful to have lawyers who were willing to explain to us every twist and turn along the way. It is great to know there is a law firm that will fight for the rights of elderly people all over Wisconsin.
Mr. Boller and Ms. Vaughan were incredible in working on my case and my daughter’s case. I was out of work and in the hospital with a new baby. Mr. Boller and Ms. Vaughan protected our rights and it was a pleasure to work with them. I hope never to be in another motor vehicle accident, however, if I am and I am injured, I will contact Boller & Vaughan immediately.
I was referred to Michelle through a friend. I have never had a better experience. It took a little over a year to get my settlement but the staff there stayed in constant contact and kept me in the loop. Oh, and Michelle actually got me MORE money than we discussed. I will refer anyone to this firm. Words cannot do justice the thanks that I have for Michelle and her staff (Mary especially) thank you guys so much!
After my husband died as a result of a motor vehicle accident, Boller & Vaughan spent countless hours talking with me, meeting with me in person, and making sure that I was okay. The drunk driver who hit us did not have any insurance, and we had to make a claim through our own insurance. Boller & Vaughan was fantastic at explaining the law to me and the handling of our claims.
After my son was injured in a daycare setting, Ms. Vaughan took the time to thoroughly investigate our case and my son’s injuries. Michele was approachable and had answers to our questions. Talking with her helped to relieve many of our anxieties.