If you are injured in a motor vehicle accident, you typically will have medical bills that can be quite high, including transport by an ambulance, treatment by a hospital, follow-up doctor visits, physical therapy, and prescription medication. Fortunately, if another person is responsible for the accident that led to your injuries, you do have several different avenues of relief from these expenses.
First, you can file claims with your own medical insurance policy to cover at least a portion of the costs of your medical bills. However, it is important to keep in mind that your health insurance company will require subrogation in your case, which means that if you recover compensation from the responsible party, you must reimburse your health insurance company for the costs that it paid toward your medical bills. Similarly, you can file a claim with your own car insurance company; your policy should provide some medical coverage. These payments also are subject to subrogation.
Next, if another person is responsible for the wreck that led to your injuries, you can file a claim with that person’s car insurance company. The amount that this insurance policy will pay just depends on the type of coverage that the person has. For instance, if you have $100,000 in medical bills, but the other person’s insurance policy has a limit of $50,000 in medical bills, then you can only get $50,000 for your medical bills. There also are likely to be provisions in your own car insurance policy that may provide coverage if the other party does not have insurance coverage or has less insurance coverage than you need. This is called uninsured or underinsured motorist coverage.
When you are involved in an accident, medical expenses are likely to be a substantial and unexpected cost that you may be ill-equipped to handle. In this situation, you may wish to pursue a personal injury case, which can entitle you to various types of damages from the responsible party or parties. To find out more information about whether you have a valid personal injury claim, contact the Wisconsin personal injury lawyers of Boller & Vaughan today.
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We live in Friendship, Wisconsin, and Boller & Vaughan came to our doorstep to discuss our mother’s wrongful death claim on a Saturday morning. Not only were we pleased with the large recovery, we were so thankful to have lawyers who were willing to explain to us every twist and turn along the way. It is great to know there is a law firm that will fight for the rights of elderly people all over Wisconsin.
Mr. Boller and Ms. Vaughan were incredible in working on my case and my daughter’s case. I was out of work and in the hospital with a new baby. Mr. Boller and Ms. Vaughan protected our rights and it was a pleasure to work with them. I hope never to be in another motor vehicle accident, however, if I am and I am injured, I will contact Boller & Vaughan immediately.
I was referred to Michelle through a friend. I have never had a better experience. It took a little over a year to get my settlement but the staff there stayed in constant contact and kept me in the loop. Oh, and Michelle actually got me MORE money than we discussed. I will refer anyone to this firm. Words cannot do justice the thanks that I have for Michelle and her staff (Mary especially) thank you guys so much!
After my husband died as a result of a motor vehicle accident, Boller & Vaughan spent countless hours talking with me, meeting with me in person, and making sure that I was okay. The drunk driver who hit us did not have any insurance, and we had to make a claim through our own insurance. Boller & Vaughan was fantastic at explaining the law to me and the handling of our claims.
After my son was injured in a daycare setting, Ms. Vaughan took the time to thoroughly investigate our case and my son’s injuries. Michele was approachable and had answers to our questions. Talking with her helped to relieve many of our anxieties.