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Should I talk to Another Driver’s Insurance Company after an Accident?

After many motor vehicle accidents, a representative or adjuster from the other party’s insurance company contacts you in order to ask you questions about the accident. Individuals often ask whether you really should be talking with the other party’s insurance company at all, particularly if you have sustained injuries or property damages as a result of the accident. The concern often is that you may be compromising or damaging your own personal injury claim against the other party, or that the insurance adjuster may try to get you to admit to some sort of fault or make a statement that makes you look to be somewhat at fault. After all, the interests of the insurance company for the other driver are completely adverse to your own interests.

Overall, it is generally the best practice to consult with an attorney before you speak with or give information to the insurance adjuster for the other party involved in the accident. The reality is that doing so may severely damage any claims that you might have, and typically is not in your best interests. Rather, you should allow your personal injury attorney to control the flow of information between you and the other driver’s insurance company. This precaution will ensure that you don’t damage your claim and give only the appropriate information to the other insurance company.

Likewise, it is probably not to your advantage to try and settle a personal injury claim directly with the other party’s insurance company. Their goal is to pay out as little as possible on your claim, or preferably, nothing at all. Therefore, you are likely to receive a very low settlement offer that probably will not meet your needs.

If you or a loved one suffers serious injuries in a motor vehicle accident, you may be entitled to compensation from the party or parties who are responsible for the accident that led to those injuries. In order to develop your claim for damages, we must determine which party or entity was at fault for the accident, acted in a negligent or reckless manner, or otherwise acted in a manner that caused injury to your loved one. At Boller & Vaughan, our Madison accident lawyers can help you with this inquiry and carefully guide you through any personal injury claims that you may have against various responsible parties.