Wisconsin law requires that vehicle owners maintain a minimum level of automobile insurance, including the following liability coverage:
Some drivers opt to pay for additional coverage that will help protect them in the event of a major accident. Wisconsin law also requires motorists to maintain a certain level of uninsured/underinsured motorist coverage.
Every insurance policy has its limits, and in some cases, the damages resulting from an accident can exceed those limits. For example, if a serious car accident causes severe injuries and permanent disabilities to more than one person, and the driver who was negligent in causing the accident maintains only the minimum amount of automobile liability insurance, medical expenses and other damages may very well exhaust policy limits. Even if the accident only results in injuries to one person, a single surgery can easily push the amount of medical bills over the limits of a minimum lability insurance policy.
Fortunately, injury victims may have some recourse to have the remainder of their medical bills and expenses paid. Some level of uninsured/underinsured motorist insurance is required by Wisconsin law for all drivers. This type of coverage can help compensate you for your damages when the responsible driver has insufficient or no insurance to pay for all of your losses.
Additionally, if the driver at fault owns more than one vehicle, up to a maximum of three vehicles, the injured party can stack the available policy limits on each vehicle. Even at a level of minimum liability insurance policy limit of $25,000, a driver at fault who owns three vehicles can offer triple the coverage that would be available to a driver at fault who owns only one vehicle, or $75,000.
Boller & Vaughan are experienced Madison personal injury lawyers who know Wisconsin law and know how to effectively represent your interests in any personal injury claim stemming from a traffic accident, whether it involves a motorcycle, semi-truck, or a passenger vehicle, or another type of incident altogether. Contact our office today and learn how our attorneys can help ensure that you receive the compensation in your case to which you are entitled.
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We live in Friendship, Wisconsin, and Boller & Vaughan came to our doorstep to discuss our mother’s wrongful death claim on a Saturday morning. Not only were we pleased with the large recovery, we were so thankful to have lawyers who were willing to explain to us every twist and turn along the way. It is great to know there is a law firm that will fight for the rights of elderly people all over Wisconsin.
Mr. Boller and Ms. Vaughan were incredible in working on my case and my daughter’s case. I was out of work and in the hospital with a new baby. Mr. Boller and Ms. Vaughan protected our rights and it was a pleasure to work with them. I hope never to be in another motor vehicle accident, however, if I am and I am injured, I will contact Boller & Vaughan immediately.
I was referred to Michelle through a friend. I have never had a better experience. It took a little over a year to get my settlement but the staff there stayed in constant contact and kept me in the loop. Oh, and Michelle actually got me MORE money than we discussed. I will refer anyone to this firm. Words cannot do justice the thanks that I have for Michelle and her staff (Mary especially) thank you guys so much!
After my husband died as a result of a motor vehicle accident, Boller & Vaughan spent countless hours talking with me, meeting with me in person, and making sure that I was okay. The drunk driver who hit us did not have any insurance, and we had to make a claim through our own insurance. Boller & Vaughan was fantastic at explaining the law to me and the handling of our claims.
After my son was injured in a daycare setting, Ms. Vaughan took the time to thoroughly investigate our case and my son’s injuries. Michele was approachable and had answers to our questions. Talking with her helped to relieve many of our anxieties.
