The Centers for Medicare and Medicaid Services (CMS) has announced the new Medicare premiums for 2018. Although there is no change in the premium for Medicare Part B in 2018, which is $134 per month, millions of individuals who receive Social Security benefits will end up with much higher Part B premiums. As a result, Social Security’s two percent cost of living adjustment (COLA) will do little, if anything, to improve finances for Social Security recipients.
Medicare Part B provides coverage for doctor’s visits, outpatient medical care, and the costs of durable medical equipment. Under Social Security regulations, increases in Medicare premiums cannot cause a yearly decline in Social Security benefits. However, about 30% of Medicare recipients still end up paying more, including individuals who have not yet begun receiving Social Security benefits or will begin receiving them in 2018, low-income people whose premiums are paid by state Medicaid agencies, and individuals who pay Medicare’s premium surcharges due to their higher income. For the remainder of Medicare beneficiaries, however, there have been almost no changes in Medicare premiums in the last two years due to a zero COLA increase in 2016 and a 0.3% increase in 2017. In 2018, however, this will change.
Some Medicare enrollees will receive a sufficient COLA to allow them to pay the entire $134 monthly premium without a reduction to their Social Security benefits. The COLA for the remaining beneficiaries, however, will not be sufficient to pay the premium. Therefore, these enrollees will pay smaller Medicare Part B premiums, based on their COLA. The ultimate outcome of these changes is that many Social Security recipients will receive little, if any, increase in their benefits for 2018.
Medical needs often land seniors in long-term care situations that can lead to abuse or neglect by caregivers. If you or a loved one is seriously injured as a result of elder abuse, or your family has suffered the loss of a loved one due to negligence by nursing home or assisted living facility staff, you may be entitled to compensation. This inquiry involves determining which party or entity was at fault for the accident, acted negligently, or otherwise caused the incident that led to your injuries or your loved one’s death. At Boller & Vaughan, our Madison assisted living facility and nursing home elder abuse lawyers can help you with these determinations, and support you through any personal injury or wrongful death claims that you may have.
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We live in Friendship, Wisconsin, and Boller & Vaughan came to our doorstep to discuss our mother’s wrongful death claim on a Saturday morning. Not only were we pleased with the large recovery, we were so thankful to have lawyers who were willing to explain to us every twist and turn along the way. It is great to know there is a law firm that will fight for the rights of elderly people all over Wisconsin.
Mr. Boller and Ms. Vaughan were incredible in working on my case and my daughter’s case. I was out of work and in the hospital with a new baby. Mr. Boller and Ms. Vaughan protected our rights and it was a pleasure to work with them. I hope never to be in another motor vehicle accident, however, if I am and I am injured, I will contact Boller & Vaughan immediately.
I was referred to Michelle through a friend. I have never had a better experience. It took a little over a year to get my settlement but the staff there stayed in constant contact and kept me in the loop. Oh, and Michelle actually got me MORE money than we discussed. I will refer anyone to this firm. Words cannot do justice the thanks that I have for Michelle and her staff (Mary especially) thank you guys so much!
After my husband died as a result of a motor vehicle accident, Boller & Vaughan spent countless hours talking with me, meeting with me in person, and making sure that I was okay. The drunk driver who hit us did not have any insurance, and we had to make a claim through our own insurance. Boller & Vaughan was fantastic at explaining the law to me and the handling of our claims.
After my son was injured in a daycare setting, Ms. Vaughan took the time to thoroughly investigate our case and my son’s injuries. Michele was approachable and had answers to our questions. Talking with her helped to relieve many of our anxieties.